Honda Financing Center in Youngstown

Open Today! Sales: 10am-8pm | Call us at: 330-886-4457

Purchasing a car can be an exciting experience, but dealing with the financial side of it can seem daunting. At #1 Cochran Honda Boardman, we strive to make the financing process seamless and stress-free for you. Our finance team can assist you every step of the way with exceptional service tailored to your specific requirements. Whether you're a first-time car buyer or a seasoned car owner, we've got you covered. Keep reading to learn how we can assist you in navigating the financing process.

Navigating the Car Financing Process

When dealing with auto financing, the initial step is to do some research. Two key things you should keep in mind are:

  • Check your credit score. Your credit score reflects your creditworthiness and ability to repay an auto loan. This three-digit number is crucial in determining your loan approval chances and interest rate. A higher score increases your likelihood of securing a loan with a lower interest rate.
  • Establish a budget. You should also have a rough estimate of how much you want to pay per month. Our online payment calculator can help you determine how much you can afford to pay. 

After you do your homework, we'll be glad to assist you in choosing the right financing option. To start, fill out our online financing application, which requires a few essential details from you, including:

  • Personal information: This includes your name, address, phone number, date of birth, marital status, and Social Security number. 
  • Homeownership information: This includes your housing status (rent or own) and length of residency.
  • Employment details: You must provide the name of your employer, your job title, your monthly income, and length of employment. 
  • Vehicle information: This includes the details of the vehicle you intend to purchase and the loan amount you are seeking.

After you submit the form, our team will review your application and get in touch with you to discuss your financing options.

Financing Options 

If you're considering financing a car, you have three main options to choose from. These include getting a loan, leasing the car for a specific period, or trading in your current vehicle and using its value as a down payment for the new one. Let's take a more detailed look at each of these options.


When you take out a loan, you'll make monthly payments until you pay off the balance. The advantage of a loan is that once you've made all the payments, you own the car outright. However, the monthly payments can be higher compared to leasing, as you're paying off the full purchase price of the car plus interest. You may also need a substantial down payment.


When you lease a car, you agree to make monthly payments for the period specified in the lease agreement. Once the lease term is over, you have the option to either return the car, buy it, or lease a new one. While leasing a car usually has lower monthly payments than a loan, you won't own the car at the end of the lease unless you choose to purchase it.


Considering purchasing a new car while owning an older one? Trading in your current vehicle might be a viable option. When you trade in your car with us, we'll evaluate its age, mileage, and condition to determine its value. You can use this as a down payment on your new car, which can help reduce the amount you need to finance. 

Why Choose #1 Cochran Honda Boardman?

At #1 Cochran Honda Boardman, we make car financing easy for our customers. Here are some benefits of choosing our dealership.

Flexible Payment Options  

At our dealership, you can choose a plan that suits your financial situation. If you prefer lower monthly payments, we can arrange for a longer payment period that spreads out the cost of financing over time. This option allows you to have more money left over each month for other expenses. However, if you prefer to pay off your car sooner and have higher monthly payments, we can arrange a shorter payment period that allows you to save on interest rates.

No-Hassle Loans for Bad Credit

We understand that life can throw curveballs, and your credit score might have taken a hit. That's why we offer bad-credit auto loans with guaranteed approval. These loans are similar to regular car loans but accommodate your credit history.

A bad-credit auto loan may not seem like an ideal solution, but it can be a great way to build your credit score. By making timely payments, you can demonstrate your financial responsibility and improve your creditworthiness. This can open up new opportunities for you in the future, such as better loan terms, lower interest rates, and more.

No Pressure

Our finance team prides itself on a no-pressure approach. We want you to feel comfortable and confident in your decision without feeling rushed or pushed. We'll take the time to discuss your budget, credit score, and other relevant factors to help you choose the financing option that best meets your needs. We'll provide you with all the information you need upfront. We'll also explain the terms and conditions of your financing plan so you know exactly what you're getting into before making any commitments.

Special Offers

Purchasing a car can be a big investment, but that shouldn't hold you back from driving your dream car. That's why we offer the most competitive financing deals and incentives possible so you can get behind the wheel without breaking the bank. Our incentives include cashback offers, trade-in bonuses, and discounted prices on select models.

Drive Your Dream Car Home Today With #1 Cochran Honda Boardman in Youngstown, Ohio

Financing a car doesn't have to be a daunting process. At #1 Cochran Honda Boardman, we're here to help you every step of the way. Regardless of your preferred financing option and credit score, our team has the expertise and resources to help you obtain the car of your dreams. We invite you to explore our finance center to learn more about payment options and special offers. If you have any questions or want to discuss your financing needs, don't hesitate to contact us.

Phone Numbers:Sales Hours:
  • Mon, Thu10:00 AM - 8:00 PM
  • Tue - Wed, Fri10:00 AM - 6:00 PM
  • Sat10:00 AM - 4:00 PM
  • SunClosed
Map of #1 Cochran Honda Boardman

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448 Boardman-Canfield Road, Youngstown, OH, 44512
#1 Cochran Honda Boardman 41.025197, -80.6792203.